How We Handle Your Data
These rules cover the records we receive when you create or use an account, make a UPI, Paytm, or PhonePe transfer, browse the site, or contact support. That can include name, phone number, email address, device details, IP address, cookies, session logs, and transaction records. We
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use them to run your account, confirm transfers, keep the wallet ledger aligned, stop abuse, settle disputes, and meet record-keeping duties. If the law in your state or region limits a use, we follow that rule. Access to f9la is available where local law permits, and
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your ability to register or use parts of the site can vary by location. We keep records only as long as needed for account management, security, legal duties, and dispute handling, then remove or anonymise them under our retention schedule.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.